Leann Sagert, AMP - Mortgage Development Manager

Leann.sagert@scotiabank.com

Cell  (780) 267-8475
Fax  (780) 467-9244

 Mortgage Solutions at a Glance

The Scotia Free Down Payment™ Mortgage
·    Scotiabank pays the minimum 5% down payment for you.
·    Affordable 5 or 7-year fixed rate mortgage.

Welcome To Canada
·    For permanent and temporary immigrants new to Canada.
·    Also available for U.S. residents purchasing a vacation home in Canada.

The Scotia Total Equity® Plan
·    When you need money for home renovations, a child’s education, new car, or just topping up your investments, look to your biggest asset - the equity you have built up in your home.
·    With the Scotia Total Equity Plan, you can take control of all of your borrowing power.  

Self-Employed?
·    Special programs available.
·    Been in business for two years?

Purchase a Second Home
·    With as little as 5% down, you can purchase a second home for a family member to occupy.
·    Plan is also available for the purchase of a cottage or leisure home.

Purchase Plus Improvements
·    Found the perfect home, but it needs a few repairs or a little updating?
·    With Purchase Plus Improvements, you can include the cost of your renovations/improvements with your mortgage.
·    One mortgage, one monthly payment with the minimum down payment.

 120-Day Rate Guarantee
·    Take up to four months to find just the right property for you. From the date of your application, your rate is guaranteed, so if interest rates go up, yours will not.
·    You can house hunt with confidence when you have the peace of mind that comes with Scotiabank’s 120-day rate guarantee.
·    One Year Rate Guarantee when building a new home!

Ask me about these and other innovative mortgage solutions from Scotiabank

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